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WHAT IF I NEED TO MAKE A LATE PAYMENT. Late Payment penalties differ from lender to lender. Lenders may be forgiving if you contact them directly, though some may automatically add a fee if it is in their agreement.
For more information, please contact the lender directly if you have any issues repaying your loan. Please review our site for valuable information about our services. If you have further questions, we invite you to contact us at anytime.
Borrowing from one online can be downright perilous. The pitfalls of borrowing from storefront payday lenders -- companies that offer short-term loans with high interest rates -- are already well-documented. Regulators and consumer groups have long warned such loans can trap people in vicious cycles of debt. Less is known about online payday lenders, which offer the personal loans for teachers service with the added allure of the transaction happening completely on the Web.
Consumer groups say these types of lenders may be even riskier for struggling borrowers than brick-and-mortar lenders, leading consumers into even more hopeless financial quagmires.
They loan to people not even caring whether they can pay the whole thing off, said Jay Speer, the executive director of the Virginia Poverty Law Center. They just want a certain amount every couple weeks -- as much as they can beat out of you until you default.
Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score.
To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
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