Since the mortgage meltdown, many higher risk loans have been eliminated. Land loans are considered high risk since no improvement has been made to angel loans personal its value, it is easy to "walk away from" if finances get tight.
Go to a credit reporting agency to get credit reports. (See Resources). Land loans may be hard to find, so looking your best on a loan application will be very important. Check credit reports for errors, duplications or accounts you do not recognize. Mistakes can decrease your credit scores. Fix errors early on before you go to visit a lender. Have a good idea of the value of your property. This may mean having an appraisal done just for your own information.
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Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law. WhiteRockLoans. com has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score.
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